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In general, if you are in an auto accident in MA where damages paid by the company exceed $1,000 and you are deemed 50% or more at fault you will be surcharged. Companies are required by law to surcharge drivers. A surcharge is a notification sent by the company to...

Here are 7 flood facts every property owner should know:

1. What is flood? Simply stated, a flood is water from the 'ground up' covering more than two acres of normally dry land resulting from a) overflow of inland or tidal waters; b) unusual and rapid accumulation or runoff of...

We receive calls frequently about renting a car. The first thing you must know is if you have a MA auto policy, it will not cover you outside of the US and Canada. So you if you travel outside of these two countries, either (a) avoid renting a car;...

John J. Ryan Insurance Agency is pleased to once again help sponsor the Brighton Board of Trade Holiday Street Lights.   To learn more about the the BBOT, please visit http://www.brightonboardoftrad....

As we celebrated 100 years serving clients and the community, John J. Ryan Insurance Agency was featured in Rough Notes, an insurance industry publication, in June 2021.  The article can be found here: https://roughnotes.com/the-joh...

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...